Terms & Conditions

General Disclaimer

These Terms and Conditions govern the Internet user's (You, Your) use of this website (the Site) and Your relationship with Refined Network. Take care to inform Yourself of the contents of this document, which affect Your rights and obligations in law.

This Agreement shall be construed in accordance with the laws of the State of NC , without regard to any conflict of law provisions. Any dispute arising under this Agreement or otherwise in connection with this Site or any Content shall be resolved exclusively by the state and federal courts of the State of NC .

Agreement Purpose

These Terms and Conditions form the entire Contract between You and Refined Network in respect of Your access to and use of the Site and the Content, and supersedes all prior understandings, purchase orders, agreements and arrangements. Any unauthorized use of the Site Terminates this Agreement.

The Site is interpreted to mean without limitation this website (the Site), various individual websites hosted at or via the Site, any individual intranet and/or extranet hosted via the Site, and any part thereof.

The Content is defined below under the INTELLECTUAL PROPERTY RIGHTS heading.

Subject to the Terms and Conditions of this Agreement, You are provided a revocable limited personal non-exclusive non-transferable non-commercial license to access and use the Site and the Content for the duration of this Agreement. Under no circumstances are You entitled to sub-license access to and/or use of the Site or the Content.

If You disobey these Terms and Conditions, then this Agreement will automatically terminate, upon which You may not access, use, copy, transmit, distribute, or communicate at or via the Site or the Content.

Limitation of Liability

Under no circumstances shall the Providers, their principals, shareholders, officers, employees, affiliates, contractors, subsidiaries, or parent organisations, be liable for any direct or indirect, special or consequential, or other damages whatsoever (including, without limitation, injury to person or to personality, lost profits, lost or damaged data or databases, business interruption, loss of information, programs or other data) relating to access to or use of the Site or the Content.

Any liability of Refined Network in this Agreement will be limited exclusively to the re-provision, on the same terms and conditions, of the products and services offered in this Agreement.

You may not access Site under circumstances where the access to or use of the Site or the Content can reasonably be expected to result in monetary damage or loss, mental or physical injury, or in danger to or loss of life.

Any such access to or use of the Site or the Content in conflict with the above clause will be entirely at Your own risk, and You agree to hold Refined Network harmless from any claims or losses arising from such access or use.

By Your access to or use of the Site, You assume the entire risk therein. This Site and the Content are provided "as is", and does not contain or include any warranty of any kind, whether express or implied.

Specifically, the Providers do not make any representations, endorsements or warranties, express or implied, concerning the availability, currency, accuracy, or completeness of the Site or the Content or the reliability of information displayed at or otherwise made available through the Site.

In particular, Refined Network makes no warranty in respect of:

  • Malicious code: The Site does not scan for malicious code. You acknowledge and accept the responsibility to obtain and operate Your own anti-virus protection.

  • Secure communications: The Site is accessible via the Internet, and communications transmitted via the Internet are susceptible to monitoring and interception. You are urged to exercise restraint and caution in all communications, and to apply industry-standard protection measures to Your systems.

To the full extent allowed by applicable law, You agree that Refined Network will not be liable to You or to any third party for any direct, indirect, special, consequential incidental or punitive damages whatsoever (including without limitation loss of revenue, loss of profits, loss of anticipated savings, wasted expenditure, loss or privacy or loss of data) that arise out of or are related to this Site.

Disclaimer of Endorsement

The listing of any business, organization, association, or other entity (hereinafter referred to as “the represented entities”) on this site does not constitute an endorsement by Refined Network or any of its individual members or managers of said entities. Moreover, the inclusion of any business, organization, association, or other entity on the Site does not indicate in any manner that Refined Network or its affiliates support, sanction, or verify the information of such entities. Furthermore, through the Site you are able to link to other websites over which we have no control. The inclusion of any links does not imply a recommendation or endorse the views expressed within them.

Disclaimer of Formation of Agency Relationship

No agency, partnership, joint venture, employee-employer, or franchiser-franchisee relationship is intended or created by this Agreement.

Disclaimer of Completeness and Accuracy of Data and Reports

The information contained in the Site is for general information purposes only, and is taken from information provided by the represented entities. Neither Refined Network nor its affiliates control the materials or information they receive, and cannot guarantee the accuracy, quality, completeness, or validity of any information on the Site. Refined Network and its affiliates make no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, suitability, or availability with respect to the Site or the information, products, services, or related graphics contained on the Site for any purpose. Any reliance you place on such information is therefore strictly at your own risk.

Disclaimer of Omissions

The Site is intended as an informational tool only and is being made available as a service. The information and materials contained on the Site may contain inaccuracies, errors, or omissions. Refined Network and its affiliates expressly disclaim any responsibility or liability for any such inaccuracies, errors or omissions on the Site to the fullest extent permitted by law.

Disclaimer of Use of Information and Documents Obtained from this Website

The site does not contain all information related to the represented entities. Any person who uses information from the Site, or any websites linked to the Site, for any purpose does so at his or her own risk. Through the Site you are able to link to other websites which are not under the control of Refined Network or any of its individual members or managers. In no event will Refined Network or its affiliates be liable for any loss or damage including, without limitation, indirect or consequential loss or damage, or any loss or damage whatsoever arising from loss of data or profits arising out of, or in connection with, the use of this website.

Disclaimer of Unavailability

Every effort is made to keep the Site up and running smoothly. However, Refined Network and any of its individual members or managers take no responsibility for, and will not be liable for, the Site being temporarily unavailable due to technical issues beyond our control.

Disclaimer Products and Services Provided

Refined Network may provide certain products and services via the Site. Refined Network reserves the right to add to, amend or withdraw from availability, any or all of the products and services without notice. Provision of existing services and products shall be governed by the terms of this document

Indemnification

By using the Site, you agree to indemnify, defend, and hold harmless Refined Network and its affiliates from any and all claims, liabilities, damages, losses, or expenses (including reasonable attorneys’ fees) arising from:

  • Any claim by any third party that the use by You of this Site, the Content, or the products or services offered at the Site, is defamatory, offensive or abusive, or of an obscene or illegal nature, or otherwise constitutes a breach of any applicable law, regulation or code of practice;

  • Any claim by any third party that the use by You of this Site, the Content, or the products or services offered at the Site, infringes that third party's Intellectual Property Rights of whatever nature; and

  • Any fines or penalties imposed by any legal or regulatory authority in connection with the above prohibited activities.


Should Refined Network reasonably believe that You have breached any of Your obligations under the Website Terms and Conditions or the Terms and Conditions of this document, Refined Network shall be entitled, without limitation to Refined Network's further remedies and rights, to suspend or cancel your registration, to suspend Your access to any or all services or products. The suspension or cancellation of Your registration shall be without prejudice to either party's rights.

Governing Law & Jurisdiction

Refined Network is a nonprofit organization formed under the laws of the State of North Carolina.

All users regardless of residence agree that:

  • This Agreement is governed exclusively by North Carolina law.

  • Any dispute, claim, or legal action arising out of or relating to the Directory, Portal, or this Agreement shall be brought solely in the state or federal courts located in North Carolina.

  • All parties consent to the exclusive jurisdiction and venue of North Carolina courts.

  • All parties waive any objection based on personal jurisdiction, residence, or forum non conveniens.

Intellectual Property Rights

The Site displays Content which consist of Copyrighted works, owned by their proprietors, including Refined Network, its affiliates and/or subsidiaries, or any other third party owners of such content ('the Providers').

The Copyrighted works may include without limitation Literary Works, Musical Works, Artistic Works, Sound Recordings, Cinematograph Films, Sound and Television Broadcasts, Program-Carrying Signals, Published Editions and Computer Programs ('the Content').

All such Content, and the compilation of the Content, is protected by United States of America and international copyright laws. All rights in and to the Content is reserved and retained by the Providers.

You are not granted a license or any other right including without limitation under Copyright, Trademark, Patent or other Intellectual Property Rights in or to the Content, other than as specified in these Terms and Conditions.

You agree and acknowledge that any derivative work or adaptation made by You of the Content is the property of the Providers, and no assignment or transfer or general right of use therein is acquired by You unless agreed to and reduced to writing.

All Content downloaded or otherwise copied from this Site may only be stored and/or presented, regardless of format, in conjunction with all copyright, trademark or other proprietary notices used in conjunction with the Content on the Site.

The source code of the Site or any separate software accessed thereby is not provided with the Site. Any attempt by You to reveal, obtain or otherwise access the source code is a violation of this Agreement, and terminates it without limitation of Refined Network's right of recourse to pursue all applicable action for infringement of its intellectual property.

Should you submit to the Site any content as defined above, You thereby:

  • Warrant that you own or are otherwise legally entitled to supply the content submitted to the Site; that such content is accurate; that by the supply of the content to Refined Network, You do not violate any law, nor that such supply will cause injury to any person or entity; and that You indemnify the Owners against all claims in respect of content You supply to it.

  • Grant to Refined Network a non-exclusive, royalty-free, perpetual, irrevocable, and fully sub-licensable right to use, reproduce, modify, adapt, publish, translate, create derivative works from, distribute, and display such the content throughout the world in any media.

Privacy, Security and Use of Information

This Privacy Policy explains how Refined Network collects, uses, stores, and protects information provided through the Site. Refined Network receives various types of information ('the Information') about You when You access the Site. Refined Network makes every reasonable effort to protect Information received by it. Despite such undertaking, it is possible for Internet-based communications to be intercepted. To ensure acquaintance with and awareness of the privacy measures and polices of Refined Network, You are urged to note the underlying privacy clauses incorporated in this Agreement:

Information We Collect

Refined Network may collect the following categories of information:

  • Member‑submitted information: profiles, business details, ministry descriptions, contact information, areas of service, and any content voluntarily provided.

  • Account information: usernames, passwords, membership status, and login activity.

  • Technical data: IP address, device type, browser type, access times, and usage patterns.

  • Communication data: messages sent through the Site, inquiries, and support requests.

How We Use Information

Information may be used for:

  • Facilitating connections between members, vendors, ministries, and organizations

  • Improving user experience and platform functionality

  • Ensuring compliance with this Agreement

  • Security, fraud prevention, and legal obligations

Refined Network does not sell, rent, or trade user information.

Information Sharing

Refined Network may share information only in the following circumstances:

  • Business Transfers
    Refined Network may enter into business arrangements whereby its customer base is one of the more valued assets. In such an event, customer Information will be one of the transferable assets.

  • Promotional Information
    Refined Network aspires to provide industry-standard service to its customers, which necessitates Refined Network providing information to You regarding new products and services or special offers. In each instance, You are provided an opportunity to opt-out of such Information circulars.

  • Legal Purposes
    When a court-sanctioned subpoena, or similar instrument, requiring the delivery of personal customer Information is received by Refined Network, it has the legal duty to abide by that demand.

  • Surveys
    Refined Network may periodically conduct online customer care surveys to facilitate the updating of service standards. When it conducts a survey, Refined Network will inform You how the Information gathered will be used, and will provide You with the opportunity to opt-out from such surveys.

  • Cookies
    To enhance your experience on our site, many of our webpages may use "cookies". Cookies are small files that we may place in your computer's web-browser. Cookies, by themselves, do not tell us your email address or other personally identifiable information - a cookie is like an ID card, it is unique to your computer and can only be read by the server that gave it to you. This website may use session or persistent cookies - session cookies allow the website to keep track of your visit and may be used during, for example, registration or checkout processes. Session cookies are automatically deleted when you close your web-browser. Persistent cookies remain in your web-browser and may be used, for example, to remember you when you return to this website at a later date.

User Responsibilities

If You apply for registration on the Site, Refined Network may issue, upon such terms and conditions as are applicable from time to time, within its own sole and unfettered discretion, and within a reasonable period, a username and password to You for access to certain parts of the Site.

Should Refined Network issue You with a username and password for access to the Site, You agree to accept liability and responsibility for all activities that occur and transactions that are entered into using that username and password; and undertake:

  • Responsibility for maintaining the confidentiality of the username and password issued to You;

  • To logout at the end of each protected session, and

  • To restrict access to Your workstation during logged-in sessions; and

  • To notify Refined Network immediately upon the breach of the confidentiality of Your username and password.

Prohibited Use
This Site and the Content may not be used:

  • For illegal purposes or in support of illegal activities. You shall not use the Site in any way that is in violation of any local, state, federal or non-United States law, regulation or treaty. Nor shall you use the Site in any way that constitutes a tort, breach of contract or other civil wrong. We reserve the right to cooperate with legal authorities and injured third parties in the investigation of any suspected crime or civil wrong. Among other things, we reserve the right to produce all information, personal or otherwise, that we have about you in response to a subpoena, court order, or other legal action;

  • For the dissemination of unlawful, harassing, defamatory, abusive, vulgar, obscene or otherwise objectionable material;

  • For the transmission of material that constitutes or encourages conduct amounting to a criminal offence, or that is likely to result in civil liability, or otherwise breaches any applicable law, regulation or code of practice;

  • For the unauthorised access to the Site or other computer systems; or

  • To transmit, receive or otherwise deal in material which would constitute an infringement of Intellectual Property;

  • Transmitting unauthorized or unsolicited advertising, junk or bulk e-mail ("spamming"), chain letters, or any other form of unauthorized or unsolicited transmissions;

  • Introducing viruses, worms, or any other computer programs, files, or codes that are designed or intended to disrupt, damage, or limit the functioning of the Site or of any software or hardware; or to damage or obtain unauthorized access to any data or other information;

Non-Commercial Use
You may not make access to the Site available to others in connection with a service provider, application service provider, or similar business, or commercially exploit or use Site without the prior written consent of Refined Network.

Hacking
You may not use hacker or cracker technologies or applications to test or penetrate the Site, Content protected by content management systems, data or databases in or on the Site, secure server systems or any other form of secured information, or to monitor or intercept private or personal communications.

You may not spoof another user's name or online identity, or gain access to or use of the Site through any username and password other than Your own.

No Framing
You may not frame nor use framing technologies to frame or otherwise insert the Site or the Content nor any part thereof into a window in a third-party website without the prior written consent of Refined Network.

You hereby indemnify Refined Network against all losses, liabilities, costs and expenses reasonably suffered or incurred by Refined Network, all damages awarded against Refined Network by any court of competent jurisdiction, and settlement amounts paid by Refined Network as a result of any settlement agreed to by Refined Network arising out of or in connection with:

  • Any claim by any third party that the use by You of this Site, the Content, or the products or services offered at the Site, is defamatory, offensive or abusive, or of an obscene or illegal nature, or otherwise constitutes a breach of any applicable law, regulation or code of practice;

  • Any claim by any third party that the use by You of this Site, the Content, or the products or services offered at the Site, infringes that third party's Intellectual Property Rights of whatever nature; and

  • Any fines or penalties imposed by any legal or regulatory authority in connection with the above prohibited activities.

User Responsibilities - Unsolicited Information:
If You post Information to the Site without being asked for it, You grant a non-exclusive, royalty-free, perpetual, irrevocable, and fully sub-licensable right to the Providers to use, reproduce, modify, adapt, publish, translate, create derivative works from, distribute, and display such the Information throughout the world in any media.

You grant to the Providers the right to use Your name in connection with such the Information, if they choose.

Refined Network reserves the right but not the obligation to monitor and edit or remove any Information, where posted to public pages. Refined Network takes no responsibility, and assumes no liability for any Information posted by You or any third party to the Site.

User Responsibilities - Casual Surfing:
You may visit the Site without providing any personal Information. The Site servers will in such instances collect the IP address of Your computer, but not any other personally-identifying Information.

This Information is aggregated to measure the number of visits, average time spent at the Site, pages viewed, etc. Refined Network uses this Information to measure use of the Site, to market the Site as a commercial service, and to improve the Site generally.

Refined Network assumes no obligation to protect this Information, and may copy, distribute or otherwise use such Information without limitation.

Data Security

Refined Network uses reasonable administrative, technical, and physical safeguards to protect user information.

However, no system is completely secure, and Refined Network cannot guarantee absolute security.

Hyperlinks to Third Party Sites

This Site may contain links to third party web sites for User convenience. Refined Network has no control over such web sites, and the inclusion of a link to a third party web site does not imply a warranty, representation or endorsement by the Providers of that third party web site, its content, nor any products or services offered through that web site. If You click through to a third party web site, You will leave the Site, and visit those web sites at Your own risk.

Severability

If any Term or Condition of this Agreement is determined to be invalid or unenforceable by a Court of competent jurisdiction, then that provision shall be enforced to the maximum extent possible so as to give effect to the intent of this Agreement, and the remainder of this Agreement shall continue in full force and effect.

Relaxation

No relaxation by Refined Network of any of the Terms or Conditions of this Agreement will be binding for any purpose unless expressed in writing and signed by Refined Network. Any such relaxation will be effective only in the specific instance and for the purpose given.

No indulgence granted by Refined Network shall constitute a waiver or abandonment of any of its rights under this Agreement. Refined Network shall not be precluded, as a consequence of having granted that indulgence, from exercising any rights against You which may have arisen in the past or which may arise in the future.

International Use of this Site

Refined Network makes no warranty that the Site is appropriate for or available in jurisdictions external to United States of America. This Site may not be used in violation of United States of America export laws and regulations. If this Site is accessed from or used in jurisdictions external to the United States of America, that User then:

  • Assents to the jurisdiction and governing law as above;

  • Is completely liable and responsible for the compliance with all local laws.

Changes to This Policy

Refined Network may update this Privacy Policy at any time. Continued use of the Site constitutes acceptance of any updated terms.

Disclaimer

You agree that you are making use of the Sites, services, and tools at your own risk, and that they are being provided to you on an “AS IS” and “AS AVAILABLE” basis. Accordingly, to the extent permitted by applicable law, Refined Network and its affiliates exclude all express or implied warranties, terms and conditions including, but not limited to, implied warranties of merchantability, fitness for a particular purpose, and non-infringement of intellectual property. In addition, to the extent permitted by applicable law, we are not liable, and you agree not to hold Refined Network and its affiliates responsible, for any damages or losses resulting directly or indirectly from: (a) your use of or your inability to use our sites, services, and tools; (b) delays or disruptions in our sites, services, or tools; (c) viruses or other malicious software obtained by accessing our sites, services, or tools, or any site, service, or tool linked to our sites, services, or tools; (d) glitches, bugs, errors, or inaccuracies of any kind in our sites, services, and tools or in the information and graphics obtained from them; (e) the content, actions, or inactions of third parties; and/or (f) a suspension or other action taken with respect to your account. Refined Network SHALL NOT BE LIABLE FOR ANY DAMAGES OF ANY KIND WHATSOEVER (INCLUDING WITHOUT LIMITATION ANY SPECIAL, INDIRECT OR CONSEQUENTIAL DAMAGES, AND ANY DAMAGES FROM LOSS OF USE, DATA, OR PROFITS, OR BUSINESS INTERRUPTIONS) ARISING OUT OF THE USE OF OR INABILITY TO USE ANY PART OF THIS SITE OR ANY HYPERLINKED WEBSITES, EVEN IF Refined Network HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

 

If you have any questions about the Terms of Use or the Privacy Policy, you can contact us:

 Refined Network